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Board approves 2026 health‑insurance changes and incentives tied to new Innovia/Enovia clinic
Summary
The board approved modifications to the district employee health plan for Jan. 1, 2026, including added urgent‑care and emergency‑room copays, adjusted out‑of‑pocket maximums, a spousal surcharge for spouses with employer coverage, and a conditional HSA deposit tied to clinic use.
The board approved proposed changes to the Wisconsin Rapids public school employee health insurance plan effective Jan. 1, 2026. The changes were presented by benefits consultant Jen Corte of M3 and discussed with district staff.
Key approved modifications (effective 01/01/2026 unless noted): - Maintain the Signature plan employer/employee premium split (district pays 85%, employees pay 15%). - Reduce the district’s exposure on the Freedom plan by capping the district contribution at the 2025 dollar amounts for single and family coverage; employees would pay the additional premium required if they remain on Freedom. - Add per‑visit copays that count toward the out‑of‑pocket maximum: $75 urgent care after deductible and…
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