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Carson City schools approve 2026 health, dental and vision renewals with modest rate increases
Summary
The board approved benefits committee recommendations to renew employee health, dental and vision plans for calendar year 2026. Medical premiums with Prominence rise 6.5%; dental and vision changes include implant coverage and higher frame allowance.
The Carson City School District Board of Trustees on Oct. 14 voted to approve the benefits committee’s recommendations to renew group health, dental, vision and life insurance coverage for calendar year Jan. 1, 2026–Dec. 31, 2026.
The district’s benefits adviser, Valerie Clark of Tricordia, told the board the district’s group had a high claims year in the most recent plan year. Clark said the group carried a 95% loss ratio, and after negotiations Prominence proposed a 6.5% premium increase for the medical plans — down from an initial 17% request. Melissa Davies of TrueAccordia described the committee’s work on dental and vision.
Why it matters: the health plan covers teachers, staff and retirees; the district budget must absorb the premium increases. The board was told the final dollar impact of the medical renewal presented in the packet is $514,873.44. Board and benefits…
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