The Rankin County Board of Supervisors voted Oct. 15 to proceed with the insurance program option presented to the board (referred to in the meeting record as "Massive") and gave staff authority to negotiate deductible levels for county and volunteer fire department properties.

During discussion, county staff summarized options including staying with the current renewal, a large program option and the possibility of increasing deductibles to lower premiums. A presenter said raising the property deductible to $1,000 would reduce the premium by about $4,300; raising the deductible to $5,000 would produce a larger premium reduction (figures discussed during the meeting were presented verbally and should be confirmed in underwriting documents). The presenter noted that some volunteer fire departments would be responsible for deductibles on properties they own while county‑owned buildings would result in county responsibility for deductibles.

Supervisor Jay moved to proceed with the recommended program; the motion was seconded and approved. The board also gave staff permission to work with insurers and with Supervisor Jay on acceptable deductible levels for volunteer fire department properties and asked that a final agreement be presented at a subsequent meeting.

The transcript records the board’s direction but does not include final deductible choices; staff said they would return with a proposed agreement for volunteer fire department coverage next month.