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County recommends Symetra for 2026 stop‑loss coverage, proposes raising specific deductible to $500,000 to save premiums
Summary
Benefits staff recommended awarding stop-loss coverage for the county’s self-funded health plan to Symetra and increasing the specific stop-loss deductible from $450,000 to $500,000; benefits coordinator said doing so could save an estimated $300,000–$600,000 in premium for the year and that the market is contracting due to high-cost therapies.
Johnson County benefits staff recommended Tuesday that the county authorize a one‑year contract with Symetra for group stop‑loss coverage for the 2026 plan year and increase the specific deductible from $450,000 to $500,000 to reduce premium expense.
Cameron Ahrens, benefits and wellness coordinator, described the county’s self‑funded plan and the role of stop‑loss coverage…
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