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Riverside Local weighing move to self‑insured health plan, plans reserve build‑up
Summary
Superintendent reported the district is proposing to switch to a self‑insured employee health plan, projecting a 10% increase in costs compared with an estimated 19% if it remained in the consortium; staff said the district will start with no reserves and must build them to cover run‑out claims.
Riverside Local School District Superintendent reported the district is proposing to move its employee health insurance to a self‑insured model and is planning to build reserves to cover future claims. "We're looking at a 10% overall increase," the Superintendent said, describing that figure as lower than the roughly 19% the district would expect to pay if it stayed with its current consortium.
District leaders said the decision is intended to reduce costs compared with the consortium option while requiring a conservative first year to establish reserve funds. The…
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