Cassandra Tyler, compliance loan coordinator in the Department of Neighborhood Services, briefed the committee on the Compliance Loan Program (CLP). She said year to date the program has approved 51 loans totaling $666,443 and that the average loan amount is about $19,099. Tyler reported the average household income among CLP borrowers is approximately $30,996 and the average years of occupancy are 19.

Tyler outlined eligibility and program mechanics: applicants must be owner-occupants of single-family homes or duplexes, meet income limits at or below 60% of AMI, and be current on property taxes, mortgage obligations and utility (We Energies) bills. The loans are 0% interest deferred-payment loans recorded as liens; they can be repaid in a lump sum to remove the lien but are otherwise deferred while the owner continues living in the home.

Tyler also described a CLP CARE component funded through flood-relief resources: $750,000 is available with per-case caps of $7,500 targeted to repairs such as furnaces, water heaters and electrical panels. That emergency subprogram received more than 100 calls in its first week and has 25–30 applications in process. The department said it expects to request an additional inspector and coordinator if program demand continues for 2026; the department’s 2025 budget for CLP was about $1 million and the recommended 2026 appropriation is $1,000,000.