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Town hears flood-insurance discount (CRS) pitch and reviews water control plan; council asks staff for cost estimates

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Summary

Consultants and residents discussed enrolling Loxahatchee Groves in FEMA's Community Rating System, potential flood-insurance savings for residents, and updates to the town's water control plan, including units of development and weir/canal issues. Council asked staff to gather cost and participation data and return with consultants' estimates.

At a Sept. 17 special budget meeting, town consultants and residents reviewed two drainage-related items: whether Loxahatchee Groves should join FEMA's Community Rating System (CRS) to win discounts on flood insurance, and a five-year update of the town's water control plan outlining canal, weir and drainage policy.

The CRS presentation noted that communities that adopt certain floodplain management practices can earn insurance premium discounts for policyholders in Special Flood Hazard Areas. The village of Royal Palm Beach was offered as a nearby example; consultants said Royal Palm began receiving a 20% reduction after joining and now reports about 25% savings for properties in the special flood hazard area.

Why it matters: Many town properties intersect flood zones; residents raised concerns about rising flood-related costs and the…

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