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Garfield County commissioners direct staff to adopt Option B for 2026 health benefits, reducing projected increase
Summary
After months of review, commissioners directed administration to implement Option B for 2026 health insurance: keep existing plan structure, add a small dependent cost-share and lower HSA contribution, which officials estimate will cut the projected 13.5% increase to about 2.5%.
Garfield County commissioners on Monday directed county administration to implement a recommended benefits package for 2026 that keeps the county’s three-plan structure but introduces a modest dependent cost-share and reduces the health savings account contribution for the high-deductible option.
County interim human-resources director Diane Hayes and benefits staff presented a package labeled Option B and walked commissioners through a spreadsheet showing alternatives and estimated costs. Hayes said the recommended package was designed to “adhere to our total compensation philosophy of remaining an above average or above market, provider of…
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