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Lawmakers weigh restrictions on insurers' use of aerial imagery and nonrenewal rules
Summary
Representatives and consumer advocates urged legislation (H.1242) requiring insurers to disclose dated aerial photos, risk factors and a cure period before nonrenewal; insurers warned changes could conflict with existing law and regulatory guidance.
Representative Laboeuf (Rep. LeBoeuf) testified in support of H.1242, which would require insurers to provide homeowners with date-stamped aerial images taken within 12 months if the insurer intends to rely on those images in a nonrenewal, to disclose the risk factors that led to the decision, and to provide an appeals process and at least 60 days for the homeowner to remedy cited issues. "Right now, that trust is being tested," Rep. LeBoeuf said, describing instances where homeowners received…
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