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Dakota County board renews cyber insurance with AIG, wins nearly 10% premium reduction

October 21, 2025 | Dakota County, Minnesota


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Dakota County board renews cyber insurance with AIG, wins nearly 10% premium reduction
The Dakota County Board of Commissioners voted to renew the county's annual cyber insurance policy with American International Group (AIG) following a presentation from the county's risk office and brief questions from commissioners.

County director of risk and emergency management Jenny Groeskopf told the board that Dakota County has held cyber coverage since 2018 and has taken steps across departments to lower risk and support the favorable renewal. "It's really happening all over and on a daily basis," Groeskopf said of cyber threats, and she described cross-department tabletop exercises and phishing simulations used to identify gaps and improve response procedures.

Groeskopf said Dakota County's long-standing controls and cooperative work between risk, IT, finance and the county manager's office helped secure the renewal and a substantial reduction in the premium. She reported a 9.78% reduction in the county's 2025 premium from AIG and said the county retains access to specialist privacy attorneys through its insurer package.

Board members raised follow-up questions about AIG's public-sector underwriting. Commissioner Hammond Roland asked whether AIG is still writing public-sector policies; Groeskopf said the carrier "has not been writing new public sector" policies in recent years but that AIG continued to underwrite Dakota County because of the county's risk posture and that the county's broker could place coverage with another reputable carrier if necessary.

After discussion, a commissioner moved and the board approved the resolution authorizing the renewal. The roll call recorded unanimous support; the motion carried.

The renewal keeps Dakota County's cyber insurance in place as staff continue to work on technical and employee-training measures discussed during the presentation. The county did not disclose the exact premium amount in the public discussion, only the percentage change and the board action.

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