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Scott County moves to ISO Class 2 after fire department investments
Summary
Scott County's fire department received an improved Insurance Services Office Public Protection Classification, moving from Class 3 (3y) in 2016 to a split Class 2y effective Aug. 1, 2025, reflecting investments in staffing, training and equipment and leaving the county at 83.4 points (90+ needed for Class 1).
Scott County’s fire department received a higher Public Protection Classification from the Insurance Services Office (ISO), County Judge Masters said at a Sept. work session, moving from a 2016 Class 3y to a split Class 2y effective Aug. 1, 2025. Chief John Ward attributed the change to additional staffing, updated apparatus and increased training hours, and thanked the fiscal court for funding those investments.
The upgrade matters because ISO’s Public Protection Classification (PPC) is used by insurers to help set fire-insurance rates; Chief John Ward said better PPC grades generally correspond to lower insurance premiums for properties in the evaluated areas. The ISO evaluation assesses three areas: emergency…
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