El Campo renews property and liability coverage through Texas Municipal League pool; council approves 8% increase
Summary
Council authorized renewal of property and liability insurance through the Texas Municipal League Intergovernmental Risk Pool (TMLIRP). Staff said the renewal represents about an 8% premium increase and that nearly all Texas cities participate in the pool.
The El Campo City Council unanimously approved Resolution R‑2025‑44 on Sept. 8 to renew the city’s property and liability insurance through the Texas Municipal League Intergovernmental Risk Pool (TMLIRP). City staff told the council the renewal reflects roughly an 8% increase over the prior year and that the pool provides broad coverage and long institutional experience: staff noted that a large share of Texas municipalities are pool members.
Staff said shopping for private coverage outside the pool would not necessarily yield better terms given the pool’s scale and the city’s long history as a member. Because the renewal exceeds the city manager’s contracting threshold, council approval was required. Council members who spoke said they were comfortable renewing with TMLIRP given the pool’s membership and the difficulty of finding equivalent coverage on the open market.
Motion: A council member moved to approve Resolution R‑2025‑44 authorizing renewal of property and liability insurance through TMLIRP; another council member seconded and the motion passed unanimously.
Why it matters: The renewal affects the city’s liability and property protections and the cost of insuring municipal assets. An 8% premium increase will be reflected in the coming fiscal year’s insurance budget.
