Council authorizes renewal of property and liability coverage through Texas municipal pool
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Summary
El Campo approved renewal of property and liability insurance coverages through the Texas Municipal League Intergovernmental Risk Pool for FY2026; staff reported an 8% premium increase and said the pool insures most Texas cities.
The El Campo City Council on Sept. 8 approved Resolution R‑2025‑44 to renew the city's property and liability insurance coverage through the Texas Municipal League Intergovernmental Risk Pool (TMLIRP) for fiscal year 2026.
Staff described the coverage as the city's general liability and property insurance and said renewal with the pool is routine. "They offer us a great service. 98% of Texas cities make up the membership with the pool," a staff speaker said, arguing that shopping privately would likely not produce better terms for the city. Staff announced the renewal carries an approximately 8% increase over the FY2025 premium.
Because the renewal exceeds $100,000, the council's approval was required by the city's procurement rules. A councilmember moved to approve Resolution R‑2025‑44; the motion was seconded and the council voted unanimously to authorize the city manager to execute related documents.
The staff presentation included a dollar figure read into the record that appears inconsistent with typical municipal premium totals; staff and the city packet should be consulted for the accurate premium amount. The council recorded no dissent and approved the renewal.