County told insurer will not renew law-enforcement excess liability; staff to solicit market quotes

County staff informed the Board of County Commissioners that the county received a notice of non-renewal from its current carrier for law-enforcement and excess liability coverage; the county’s policy remains in effect through Nov. 30, and staff said they would solicit replacement quotes for coverage that will be required beginning Dec. 1.

Staff said the non-renewal applies only to the law-enforcement and excess-liability lines; business and other coverages remain in place. The county administrator said the carrier (identified in the transcript as ICMRT) is expected to provide a quote but that the county should be prepared for higher premiums because of recent exposures and litigation involving the sheriff's office.

Commissioners discussed options and asked staff to begin shopping the market for alternative carriers if necessary. The board’s insurance agent (Snedeker) was identified as able to assist in gathering information and quotes. Staff emphasized there is no immediate lapse in coverage — the current policy remains in force until Nov. 30 — but that the county should act now to identify options and estimate potential budget impacts for the coming year.

No final procurement decision was recorded in the meeting; staff said they would return with quotes or recommendations and asked for guidance on whether to pursue alternate carriers. Commissioners signaled general agreement to begin the market search and to expect a follow-up report.