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Insurance changes push review of take-home vehicles; police chief explains operational tradeoffs
Summary
Changes in insurance and insurer expectations prompted discussion about take-home city vehicles. Police Chief Rainey said insurers will require additional non-owner coverage for employees who take vehicles home, that vehicles function as mobile dispatch and that limiting take-home cars carries operational and safety tradeoffs.
Lynn Haven — The City Commission heard from Police Chief Rainey and public-works staff about fleet operations and the evolving insurance rules that are prompting a review of the citys take-home vehicle policies.
Chief Rainey said insurance carriers are pressing municipalities to restrict liability exposure by requiring employees who take emergency vehicles home to carry additional non-owner insurance and said insurers may reduce coverage limits for commutes. “This year, the…
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