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HUD reviews home-rehab complaint, finds city practices not predatory; council amends ordinance language

5768193 · March 24, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The U.S. Department of Housing and Urban Development reviewed a complaint alleging predatory lending in Lorain's CDBG-funded rehab program and found no predatory lending characteristics; HUD recommended a written PII file/privacy policy and the city revised the ordinance and returned it to committee.

The U.S. Department of Housing and Urban Development's Columbus field office concluded the city of Lorain's home-rehabilitation loan practices did not meet HUD's definition of predatory lending and recommended the city adopt a written policy on handling protected personally identifiable information. The HUD letter, dated Dec. 5, 2024, and read into the council record by city staff, summarized its review of a complaint filed Sept. 24, 2024.

The let…

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