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District staff recommend staying with MUSIC for property and liability coverage; board warned of possible rate increases
Summary
Administrators recommended remaining in the Missouri United School Insurance Council (MUSIC) self‑insurance pool for property, liability and workers' comp coverage; they advised the board to expect higher premiums but said bid timing gives flexibility.
District administration recommended the board remain in the Missouri United School Insurance Council (MUSIC), the state's large public‑school self‑insurance pool, when the district's six‑year bid cycle expires. Administration said MUSIC's retrospective adjustment mechanism returns unused premiums to members, and that the district's current $1,000 deductible for property is far lower than the…
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