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Consultants propose phased cuts to spouse/dependent county contribution, explore partial self-insurance
Summary
Oakbridge consultants told commissioners the county faces large premium increases and recommended gradually reducing the county’s spouse/dependent contribution from about 82% to 70% over several years, plus evaluating a partial self-insurance model to stabilize costs.
Consultants from Oakbridge presented renewal results and cost-containment proposals for the county’s employee health insurance at the Sept. 3 special meeting. They recommended a phased reduction in the county’s contribution toward spouse and dependent coverage and studying a partial self-insured funding model as a longer-term option.
Mike Stone of Oakbridge said the county accepted a 14% renewal from Blue Cross Blue Shield at the July 1 renewal rather than a 24% alternative from another carrier. Stone told the board that “that’s about $340,000 annually to the county under that current structure.” He recommended two primary approaches: 1) move the county’s…
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