A Colonial Life representative presented a group-term life insurance proposal offering a $10,000 guaranteed-issue death benefit to all employees at $2 per employee per month, with options for employees to buy additional voluntary coverage.

The presenter said the county buy-in would provide $10,000 of term life insurance and allow employees to elect up to an additional $75,000 in guaranteed-issue coverage; spouses and children would be eligible for lower guaranteed-issue amounts. The presenter said the voluntary add-ons historically have high take rates and described other voluntary group products (disability, critical illness, cancer plans).

Commissioners asked questions about plan details, age limits and cost to the county. One commissioner asked how the program would affect employees in their late 60s; the representative explained reductions apply for older enrollees (benefit reductions at ages 70 and 75 for elected coverage above the $10,000 core benefit).

The board agreed to solicit employee feedback and further information and tabled the matter until the July 15 meeting. "If they're not going to reap the benefits from it, then it's a waste of money," one commissioner said when discussing the county cost for the core $2-per-employee benefit.

No contract or enrollment decision was made; staff were asked to research employee interest and bring additional information to the July 15 meeting.