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URS reports fund returns near long-term targets but rising payrolls push Tier 2 contribution rate up

5756434 · September 9, 2025
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Summary

Utah Retirement Systems staff told the committee that investment returns and fund value remain strong but recent payroll growth raised Tier 2 liabilities, producing a preliminary 11.38% Tier 2 contribution rate (up about 0.49 percentage points) that will be charged to members because employer liability is capped.

Utah Retirement Systems (URS) presented an update on fund size, returns and contribution-rate changes, telling the committee that strong investment returns have grown assets while rapid payroll increases in recent years have driven higher pension liabilities for the newer Tier 2 plan.

Dan Anderson and Dee Larson reviewed URS statistics as of Dec. 31, 2024, noting the defined-benefit fund was approximately $48 billion at the end of 2024 and year-to-date assets were roughly $51 billion. Anderson said the fund returned about 7.5% in the referenced period and that the funded ratio remains in the mid-90s, depending on valuation method.

URS staff told the committee that…

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