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Saint Ann adopts updated building codes; city attorney says change can affect ISO insurance rating
Summary
The Board approved new technical building codes intended to align Saint Ann with more current standards (2021 edition referenced); officials said the change may improve the city's ISO rating, which can influence homeowner insurance premiums.
The Board of Aldermen voted May 5 to repeal select sections of Chapter 500 of the municipal code and adopt updated technical building codes as the city's official building standards.
City staff described the update as adoption of the 2021 model building codes to bring Saint Ann's regulations closer to current standards. "This gives us closer to current building code. It helps us with the ISO rating, which is the rating for insurance companies uses to determine your insurance policy," the presenter said.
Aldermen approved the measure without substantive amendment; the ordinance became Ordinance No. 3404. Board members asked whether the change would help residents' insurance costs; staff replied that the insurance rating is one of several factors insurers use.
The ordinance replaces and enacts new sections of the municipal code (Chapter 500) to adopt the technical codes cited in the ordinance language. Staff did not present a timeline for enforcement or a summary of specific code changes at the meeting.
What happens next: The city will publish the amended code sections and proceed with enforcement per usual municipal procedures; further guidance on specific code updates and timing is expected from the building department.
