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Industry group warns mental-health parity bill for disability coverage could raise premiums; advocates press for parity
Summary
The Joint Committee on Financial Services heard competing views on Senate Bill 780, which would prohibit time limitations on disability benefits for behavioral-health disorders when those limits do not apply to physical disorders. Insurance advisers warned of higher costs and loss of consumer choice; advocates said parity improves access to care.
Senate Bill 780, which would prohibit short- and long-term disability plans from imposing shorter benefit periods for behavioral-health disorders than for physical disorders, drew sharply different testimony before the Joint Committee on Financial Services.
Matthew Berard, a volunteer with NAIFA Massachusetts and an insurance brokerage director, told…
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