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Homeowners press lawmakers to let state reclaim and rework predatory mortgage assets

5570884 · April 15, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Multiple homeowners and housing advocates urged the Joint Committee on Financial Services to pass H.1146/H.1147, legislation proponents say would allow the Commonwealth to recognize and administer mortgages that were invalidly securitized and to create a fund to rewrite or otherwise make those loans affordable.

Dozens of homeowners and advocates told the Joint Committee on Financial Services that state legislation (filed as H.1146/H.1147) is needed to address what witnesses described as a backlog of predatory, improperly securitized mortgages that have produced illegal foreclosures and ongoing harm.

Grace Ross of the Mass Alliance Against Predatory Lending said the bill would create a vehicle for the state to “step in” and convert improperly securitized loans into legitimate, affordable mortgages and to establish a fund administered by…

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