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County staff cite $45,000 stop‑loss cap per person for employee health plan
Summary
Staff noted the county’s stop‑loss policy caps reimbursements at $45,000 per person and that budget estimates include an allowance under department 10420 for extraordinary illnesses that might trigger stop‑loss payments.
Uvalde County staff told the commissioners the county’s stop‑loss coverage limits reimbursements to $45,000 per person, and budget estimates include a reserve for extraordinary illness.
“Again, we're only responsible up to $45,000 per person. However, if that's per person per life. So if you have 5 kids, we're we're on the hook for $45,000 for each kid. That's kind of the way it works,” said Speaker 1.
Earlier in the same discussion staff said they set up an estimate under department 10420 when adopting the budget to account for potential extraordinary illness that may draw on stop‑loss coverage. The staff remarks tied the estimate to budget preparation but did not identify a specific line‑item appropriation or request a vote during the meeting.
No new ordinance, contract, or amendment to benefits was approved during this segment of the meeting, and the transcript does not name the insurance carrier or plan document.
