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Committee refers reinsurance reauthorization bill to Ways and Means after extensive debate on funding

5128104 · March 17, 2025
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Summary

House File 837, a bill to reauthorize Minnesota's individual-market reinsurance program, was referred to Ways and Means after extensive testimony about market stability, federal matching funds, and competing proposals to finance the program.

The Health Finance and Policy Committee on March 17 voted to refer House File 837 to the committee on Ways and Means after a lengthy hearing that featured competing views on reauthorizing Minnesota's individual-market reinsurance program and several financing options.

Representative O'Driscoll, the bill author, described the history and purpose of Minnesota's reinsurance program: created in 2017 to stabilize the individual market, the program reimburses health plans retrospectively for portions of very high claims and has been credited in Commerce reports with lowering premiums in the individual market. Supporters said reinsurance reduces premiums (testimony cited roughly a 20% reduction) and prevents uncompensated care, bankruptcy and provider strain.

Multiple healthc…

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