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MCIT brief to Kandiyohi County highlights strong workers' comp performance, rising cyber frequency
Summary
A Minnesota Counties Insurance Trust (MCIT) risk manager told the Kandiyohi County Board that the county performs well on workers' compensation measures and that cyberattacks are occurring more frequently but were less severe in 2024, helping the pool to avoid ransomware claims.
A risk manager from the Minnesota Counties Insurance Trust (MCIT) updated the Kandiyohi County Board on county insurance trends May 6, highlighting strong workers’ compensation performance for Kandiyohi County, rising frequency of cyber claims and the trust’s risk-sharing structure.
Richard Mehee, risk manager with MCIT, said MCIT is a joint powers risk-sharing pool established in 1979 and that Kandiyohi County has participated for about 40 years. Mehee described the pool’s model — members contribute, the pool pays claims and purchases reinsurance for catastrophic losses — and urged county engagement on major projects so MCIT can advise on coverage.
Mehee pointed to Kandiyohi County’s workers’ compensation score of 0.8, which he said indicates “on average for each workers compensation claim that gets filed in Kandiyohi County, it costs almost $70,000 less compared to your peers.” He credited lower claim frequency and quicker return-to-work practices for the favorable figure.
On cyber claims, Mehee said MCIT is seeing increasing frequency year over year but that severity fell in 2024. He noted the pool avoided ransomware claims in 2024 and attributed improvements to better technology, employee training and members’ increased awareness.
Mehee also noted MCIT returned a dividend to Kandiyohi County from positive underwriting results and highlighted member services available at little or no cost, including peace officer accredited training, benchmark analytics and an employee assistance program.
Commissioners asked about market stability and whether cyber coverage would remain available; Mehee said insurance carriers enter and leave the market and that the market remains volatile but that members can reduce risk through technology and staff education.
The board received the MCIT presentation and thanked Mehee for the briefing.
