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Pulaski School Board approves 2025–26 insurance renewal; staff to implement 4% employee contribution option

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Summary

The Pulaski Community School District Board approved the district's 2025'26 employee insurance renewal after staff reported a lower-than-projected increase and recommended keeping employee contributions at 4%. The board also discussed spousal surcharge options, stop-loss negotiations and savings from Samaritan Fund and a payor matrix.

The Pulaski Community School District Board voted to approve the district's 2025'26 insurance renewal as presented after district benefits staff reported a projected increase below earlier estimates and recommended a 4% employee contribution scenario.

District benefits staff summarized results of recent work with the benefits advisory committee and outside consultants, saying the renewal moved from near-double-digit projections down to a 6.8% increase for 2025'26 because of better recent claims months, stop-loss negotiations and several cost-mitigation strategies the district has implemented.

The district's self-funded approach plus specific levers produced savings compared with a fully insured renewal the board received the prior year, staff said. Staff reported that, by pursuing specialty carve-outs, a payer…

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