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Denham Springs approves employee benefits renewals; health plan to rise about 5.5% after high claims
Summary
The council approved a package of employee-benefit renewals in May 2025, including a Blue Cross health plan with a reported 5.5% premium increase, retention of a $3,000 health reimbursement arrangement, COBRA administration agreements, dental and vision plans, and a workers’ compensation premium of $381,819.
Denham Springs — City leaders voted in May 2025 to renew several employee-benefit contracts and related administrative services after staff described this year’s market conditions and recent high claims.
Karen Watkins was appointed agent of record for the city’s health insurance. An insurance representative told the council the city’s group plan showed a very high loss ratio over the last 12 months and that underwriting responses were limited when possible carriers requested loss information. The representative reported a “95%” loss ratio over the past 12 months and noted a different loss-ratio…
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