Citizen Portal
Sign In

Get Full Government Meeting Transcripts, Videos, & Alerts Forever!

Panel advances bill requiring insurers to provide homeowners certified policy copies within 30 days

3506975 · April 15, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The House Judiciary Committee voted to send HB13‑22 to the Committee of the Whole after sponsors and witnesses said the bill clarifies how policyholders may request certified copies of homeowners policies and adds a $50‑per‑day penalty for noncompliance; witnesses described consumer harms when carriers delay.

The House Judiciary Committee advanced House Bill 13‑22, which clarifies how homeowners request certified copies of their insurance policies and creates a civil penalty for carriers that fail to comply.

Representative Espinosa, the sponsor, told the committee current law requires carriers to provide a certified copy within 30 days but that some insureds cannot obtain a full policy and that the bill clarifies that the request must be written to the insurer’s registered agent and that carriers must “make available” a certified copy — including by electronic means — within 30 days. The bill moved as amended to…

Already have an account? Log in

Subscribe to keep reading

Unlock the rest of this article — and every article on Citizen Portal.

  • Unlimited articles
  • AI-powered breakdowns of topics, speakers, decisions, and budgets
  • Instant alerts when your location has a new meeting
  • Follow topics and more locations
  • 1,000 AI Insights / month, plus AI Chat
30-day money-back on paid plans