Get Full Government Meeting Transcripts, Videos, & Alerts Forever!
Gulfport council approves pooled insurance program, selects $5 million excess option
Summary
The Gulfport City Council approved a three-part set of resolutions to join and fund a municipal insurance risk pool (Coast Gov Pro), chose a $5 million excess limit for certain liabilities, and approved bylaws and the final policy form, with members voting unanimously in a special called meeting.
The Gulfport City Council voted unanimously in a special called meeting to acquire insurance coverage for the 2025–26 policy period through a pooled program called Coast Gov Pro, adopt the pool's bylaws and policies, and approve the final form of the pooled insurance policy.
Council members adopted an amendment selecting a $5 million excess-of-one option for coverage that would apply to public-officials and law-enforcement liability, rather than a $10 million excess option. The council's recorded action on the amended motion was unanimous; a member attending by teleconference (Miss Holmes Hines) was assumed to have voted with the majority unless she indicated otherwise.
Why it matters: Council members and outside advisers said the pooled purchase would increase some per-location limits, lower certain deductibles and reduce the city's overall insurance bill compared with last year's standalone purchase. Council members and staff described potential taxpayer savings of multiple millions of dollars in the coming year.
City staff and the city's insurance broker presented multiple carrier…
Already have an account? Log in
Subscribe to keep reading
Unlock the rest of this article — and every article on Citizen Portal.
- Unlimited articles
- AI-powered breakdowns of topics, speakers, decisions, and budgets
- Instant alerts when your location has a new meeting
- Follow topics and more locations
- 1,000 AI Insights / month, plus AI Chat
