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Committee hears testimony-only briefing on bill to align state insurance code with ACA exemptions

3313513 · May 7, 2025
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Summary

Representative Harris introduced House Bill 4464, a technical cleanup bill to add state-law exemptions for certain health plans created under the Affordable Care Act; the committee took testimony and will revisit the bill for a vote at a later meeting.

Representative Harris, chair of the House Insurance Committee, introduced House Bill 4464 and described it as “a very, very basic cleanup bill” intended to incorporate federal exemptions into state insurance law. Harris said the bill would add state-code exemptions for retiree-only plans, non-grandfathered plans and fixed indemnity plans that had been exempted under the Affordable Care Act but not yet codified into state statute.

Harris asked for committee questions and received none during the testimony-only presentation; she said the committee would revisit the bill the following week for a vote. No witness testimony was read into the record opposing the bill at that time.

Committee staff read a list of organizations that filed positions on HB 4464. The Michigan State Employee Retirees Association signaled support; the Michigan Association of Health Plans and representatives from HAP and Priority Health also supported the bill. McLaren Health Plan indicated a neutral position. The Department of Insurance and Financial Services (DIFS) was listed among the participants who provided input.

The committee approved routine meeting business earlier in the session: Vice Chair Carter moved to approve the April 16 minutes, and the minutes were approved “seeing no objections.” Representative Carter later moved to excuse absent members; that motion was approved without objection, and the committee was adjourned.

Because HB 4464 was listed as testimony-only, the committee took no formal vote on the bill at this meeting and recorded that it will be returned for vote at a later date.