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House hearing spotlights barriers, bills and tenant risks in manufactured housing
Summary
Witnesses and members told a House Financial Services subcommittee that manufactured housing could expand affordable homeownership but faces federal-regulatory confusion, financing gaps, local zoning barriers and consumer-protection risks after private-equity purchases of communities.
Members of the House Financial Services Subcommittee on Housing and Insurance heard competing views Tuesday on how manufactured housing could expand affordable homeownership — and on what federal and local changes would be needed to do it safely.
The hearing focused on federal regulatory clarity, financing and protections for residents in land-lease communities as lawmakers considered two measures and other proposals that would affect manufactured homes. Subcommittee Chairman Max Flood said 2 bills were noticed for the hearing: Congressman John Rose's Expansion of Attainable Homeownership Through Manufactured Housing Act, which would remove the statutory requirement that manufactured homes be built on a permanent chassis, and a draft bill from the chairman that would give HUD explicit authority to review and approve manufacturing standards affecting manufactured homes.
The matter matters because manufactured housing represents one of the most affordable paths to homeownership for millions of Americans, but…
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