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Committee hears divided testimony on mental‑health parity for disability policies
Summary
Proponents asked the Joint Committee on Financial Services to bar time limits on behavioral‑health disability benefits where physical disabilities have no similar limits; industry representatives warned the requirement would raise premiums and reduce consumer choice.
Competing testimony on Senate Bill 780, which would require parity for behavioral‑health conditions in short‑ and long‑term disability policies, drew detailed exchanges before the Joint Committee on Financial Services.
An unnamed testifier appearing early in the hearing described the proposal’s intent: to "prohibit insurance companies from imposing time limitations on short term and long term disability…
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