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Committee hears bills to clarify supplemental plans are not major medical under Michigan law

3130986 · March 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 4207 and House Bill 4208 were presented Wednesday to the Michigan House Insurance Committee as technical updates to the state insurance code that supporters say will codify federal distinctions for supplemental insurance products.

House Bill 4207 and House Bill 4208 were presented Wednesday to the Michigan House Insurance Committee as technical updates to the state insurance code that supporters say will codify federal distinctions for supplemental insurance products.

The bills would amend sections of the Michigan insurance code to specify that a "health benefit plan" and "health insurance policy" do not include coverage that is only for HIPAA "accepted benefits," a federal distinction that supplemental carriers use to describe accident-only,…

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