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Commission asks broker to pursue self‑funded (ASO) options as Blue Cross proposes 8.2% fully insured increase
Summary
HR and the county broker presented Blue Cross’s initial fully insured renewal (8.2% increase) and a modeled ASO (self‑funded) alternative; commissioners instructed the broker to negotiate ASO concessions and to return with firm numbers.
Human Resources (interim director Sarah Denny) and broker representatives presented initial 2025–26 renewals for health benefits. Blue Cross Blue Shield’s early fully insured renewal proposal showed an 8.2% increase across the county’s PPO and high‑deductible options; staff noted that the county’s current experience rating (July–February) is about a 66.2% loss ratio, down from 95.4% the previous year.
Staff also presented an administrative services only…
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