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Sedalia School Board approves 2025–26 health insurance renewal with plan changes; district projects $354,266 increase
Summary
After reviewing a market analysis that compared staying with Blue Cross Blue Shield and a self‑funded, unbundled option, the board approved a renewal with Blue Cross that incorporates plan adjustments the district says lower the district’s renewal to a 5.1% increase (about $354,266) over current budgeted costs.
The Sedalia School District 200 Board of Education approved a renewal of employee health insurance for the 2025–26 plan year that keeps the district with Blue Cross Blue Shield of Kansas City while changing plan components to limit cost exposure.
District staff presented market analysis showing two main options: a renewal with the incumbent Blue Cross Blue Shield and a self‑funded, unbundled model that would use UMR (medical network), Symetra (stop‑loss reinsurance) and Smith Rx (pharmacy benefit manager). Staff told the board the unbundled option could show lower annual renewal rates but would increase the district’s maximum liability by about $2,100,000 compared with…
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