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Committee hears bill to let under‑65 Medicare beneficiaries buy Medigap; ALS and dialysis groups back change
Summary
Proponents said House Bill 24 would let people diagnosed with ALS or end‑stage renal disease who are Medicare‑eligible before age 65 buy Medicare supplement (Medigap) coverage; witnesses cited a small affected population and a minimal premium impact in an actuarial study.
The Ohio House Insurance Committee received proponent testimony on House Bill 24, a measure that would allow Medicare‑eligible Ohioans under age 65 who qualify due to conditions such as amyotrophic lateral sclerosis (ALS) or end‑stage renal disease (ESRD) to purchase Medicare supplemental (Medigap) insurance and to move between carriers offering the same lettered Medigap plan. Supporters said the change would remove a documented coverage gap for a small, high‑need population and could reduce future Medicaid spending.
Why it matters: Current federal rules let people with ALS or ESRD enroll in Medicare immediately after diagnosis, but many under‑65 beneficiaries cannot buy Medigap policies or face limited options. Proponents said allowing Medigap purchases and limited portability between carriers would reduce out‑of‑pocket costs, improve access to transplant lists and…
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