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Committee hears industry witnesses on House Bill 152 to regulate earned-wage access providers
Summary
The Commerce and Labor Committee held a second hearing on House Bill 152, hearing proponent testimony from DailyPay and EarnIn representatives about earned-wage access (EWA) products and the consumer protections HB152 would codify. No committee vote was taken at the hearing.
The House Commerce and Labor Committee held a second hearing on House Bill 152 and heard proponent testimony from representatives of two earned-wage access providers.
Elise Hicks, senior manager of public policy at DailyPay LLC, described DailyPay as an employer-integrated earned-wage access (EWA) provider with more than 4.4 million national users and said the company serves roughly 675 Ohio employers and about 194,000 Ohio workers. Hicks said HB152 would create a registration and consumer-protection framework that preserves a free option for access, prohibits credit checks as a condition of use, and requires strong disclosures. She and other witnesses told members that EWA gives workers access…
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