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CTSI five‑year loss analysis: county claims trending down but arrest‑related incidents drive high severity
Summary
A CTSI loss‑control specialist told the Board of County Commissioners the county’s five‑year claims picture shows improving workers'‑comp trends but several high‑cost arrest‑related liability claims have driven average claim severity; CTSI recommended driver and EMS trainings and other preventive steps.
CTSI senior loss control specialist Dana Foley presented Grand County’s five‑year loss analysis at the April 1 Board of County Commissioners meeting, telling commissioners overall claim frequency is improving while several large liability losses have driven up average severity.
Foley said Grand County received an equity distribution from CTSI for 2024 totaling $153,806 (split across the CWCP and CAP pools and the contributions fund). She described the county’s loss ratios as in the second lowest tier in both pools and said the county could reach a lower tier if 2025 remains favorable.
On the cap (liability) side, the county had 11 claims in 2024 totaling about $191,319. Auto crashes comprised the bulk…
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