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Cabarrus officials recommend renewing two medical plans as commissioners question $20.9M general‑fund cost
Summary
Human Resources recommended keeping the county’s high‑deductible HSA plan and an OAP plan for FY26; total projected medical program cost is about $20.9 million and dental premiums rise 26%; commissioners asked for further benchmarking and options that balance recruitment and taxpayer cost
Human Resources presented health‑insurance renewal options for fiscal year 2026 at the April 7 workshop and asked the board for permission to proceed with open enrollment on May 7.
Joanna Ray of Human Resources and a consultant from USI reviewed two plan options: a qualified high‑deductible health plan (HSA‑eligible) and an OAP (open access plan) with copay features. The consultant said the two plans benchmark “in line” with peer employers and that last year the county had already modified the OAP to reduce deductibles and…
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