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Commissioners set open enrollment, approve benefits renewals and plan changes including discontinuation of Cigna OAP plan
Summary
The board designated open enrollment dates, approved multiple benefits renewals and administrators, set HSA contributions, approved stop-loss renewal with a sizeable rate increase, and agreed to discontinue the Cigna OAP plan in favor of HDHP options.
The Rockingham County Board of Commissioners designated the open enrollment period for health benefits and approved a package of benefits renewals,administrator selections, and plan changes for the 07/01/2025–06/30/2026 plan year.
Key actions recorded during the meeting included setting the county open enrollment window (the motion listed dates as 05/19/2025 to 06/19/2025), authorizing plan administrators to continue (for example, Cigna for medical administration and Delta Dental for dental administration), approving HSA county funding levels ($3,500 for family, $1,750 for individuals to be prorated for part‑year employees), and approving multiple vendor renewals and administrative details as recommended by Gallagher Benefit Services and county human resources staff.
The board also approved discontinuing the Cigna OAP plan and moving current members to one of two high‑deductible health plans (HDHP) based on enrollee choice; county staff said the change aligns with prior discussions and is intended to contain plan costs while preserving robust benefits for employees. Commissioners discussed that medical plans are becoming more expensive and that eliminating the third plan would allow the county to maintain richer coverage in the remaining offerings.
Separately, the board approved a stop‑loss (reinsurance) renewal with an indicated 45.1% increase in rate; staff described the stop‑loss increase as a significant driver of rising plan costs but recommended retaining the existing stop‑loss provider to maintain coverage consistency for the county’s self‑insured plan.
The motions were recorded and approved by the commission, with commissioners voting in favor of the set of motions related to open enrollment, plan administrator renewals, HSA contributions, the decision to discontinue the OAP plan, and the stop‑loss renewal. The transcript reflects detailed motions on multiple benefits line items, and staff said the changes were consistent with prior recommendations made by benefits consultants.
