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Senate bill would bar collection on debts tied to identity theft and 'coerced debt'; advocates urge streamlined evidence options

2951768 · April 10, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Senate Bill 2902, authored by Senator Zaffirini, would prohibit creditors and collectors from pursuing consumer debt against victims of identity theft and coerced debt when the consumer provides specified documentation. Survivor advocates and academics urged the committee to add a police report as an accepted form of proof.

Senator Zaffirini laid out Senate Bill 2902, which would expand protections for victims of identity theft and "coerced debt"—a form of economic abuse in which an abuser fraudulently incurs credit in a victim’s name. The bill would bar creditors and third‑party collectors from attempting to collect a consumer debt from a victim of identity theft if the…

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