Tippecanoe County officials say recent high medical claims strain self‑insurance fund; premium changes possible

Tippecanoe County officials told the County Council on April 8 that a spike in high medical claims in 2024 and ongoing large claims in early 2025 have cut into the county's self‑insurance balance and could force changes to employee premiums or plan design.

County auditor staff reviewed year‑end figures for the county's general and self‑insurance funds and then turned the presentation over to benefits staff for an explanation of recent claims activity and projections. The county's 2024 employer claims for Anthem totaled about $11.7 million, and combined 2024 spending on the health plan reached roughly $15.1 million, presenters said.

"We're in the thick of our really bad one or two years right now," said Sadie, a county benefits staff member, during the presentation. She told the council the county's stop‑loss carrier paid after members…