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House enacts law requiring insurers to cover gender‑affirming care, sparking debate on minors and costs
Summary
The Colorado House adopted House Bill 1309, requiring health insurers to cover medically necessary gender‑affirming care for enrollees, after lengthy debate over minors, medical necessity, and fiscal impact.
The Colorado House adopted House Bill 1309 on third reading, approving a statute that requires health benefit plans issued or renewed in the state to cover medically necessary gender‑affirming health care as prescribed by a provider.
Supporters described the bill as an equity measure that makes medically recommended care accessible to people who rely on public or private plans; opponents said the bill will increase premiums, include elective cosmetic procedures, and expose insurers and taxpayers to significant new costs. The final recorded vote was 40-20 with five excused.
Representative Caldwell, speaking against the bill, emphasized concern about coverage for minors and a list of procedures…
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