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Committee hears update on Tiburon Fire District annexation study and discusses wildfire insurance options for Belvedere residents
Summary
Committee members were told a consultant has been selected for the annexation study with the Tiburon Fire Protection District; the work is expected to take about seven months and will go to LAFCO first. Members also agreed to explore a study of wildfire insurance and alternative protection options for Belvedere property owners.
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City staff told the Finance Committee that consultants have been selected for a study of a potential annexation with the Tiburon Fire Protection District and that the Local Agency Formation Commission (LAFCO) will consider the consultant appointment before work begins. Sally (last name not specified), a staff member, said the joint project is expected to take about seven months and that any formal resolution or annexation would be unlikely earlier than the 2026–27 timeframe.
Sally said the cost-sharing for the consultant work on the combined request is split 50–50, with the city covering additional work requested to examine alternative governance models; the fire district will separately pay for district-specific questions such as access difficulties and staffing adequacy.
Committee members asked whether the annexation or study would also examine Belvedere’s wildfire vulnerability and insurance market issues. Sally said that is a separate but related topic and that state-level discussions are underway about new insurance approaches for high-value properties and alternative market providers. She recommended the finance committee consider a short study to identify options for the city and residents, including whether private firefighting services, pooled purchase options, or self-insurance models merit further evaluation. Committee members volunteered to help the effort.
Staff also provided brief updates that the city’s user-fee study is progressing and will go to the full City Council first for a policy decision on cost-recovery approach before returning to the finance committee for implementation details; and that the city is beginning preliminary discussion about a long-term capital improvements plan similar to one Mill Valley completed, which would model needs and fiscal capacity over a long horizon.
No formal vote was taken on the annexation consultant selection or the wildfire/insurance study at this meeting; staff will return with more detailed scopes, cost information and timelines.

