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Committee advances bill to raise FAME loan insurance reserve cap to $65 million

2874119 · April 3, 2025
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Summary

LD 1208 would raise the combined cap on the Finance Authority of Maine's loan insurance reserves and mortgage insurance fund to $65 million and continue a mechanism allowing up to $1 million in surplus general fund transfers; FAME officials said the reserves leverage lending and support larger, capital-intensive loans.

Senator Trip Curry introduced LD 12 08, a bill to increase the statutory cap on the Finance Authority of Maine's combined loan insurance reserve and mortgage insurance fund from $50 million to $65 million and to continue a mechanism allowing transfers of up to $1 million from the general fund in surplus years. "This bill increases the cap on the combined amount that FAME may have in its loan insurance reserve and mortgage insurance fund from $50,000,000 to $65,000,000," Curry said.

Carlos Mello, chief executive officer of the Finance Authority of Maine…

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