School board selects Cigna, keeps $750 HSA contribution and narrows family subsidy for legacy enrollees

The Martin County School Board on March 26 approved a final offer from Cigna to provide the district's fully insured medical and pharmacy coverage, voted to continue a $750 annual board contribution to employees' health savings accounts (HSAs), and narrowed a longstanding family-premium subsidy so it applies only to employees who were enrolled in the family tier before July 1, 2020 and who move to the district's high-deductible health plan.

Board action followed a presentation by Don Calderon, the district's director of risk management, and Gabrielle Swain, the benefits consultant retained to negotiate the contract. Swain told the board Cigna's final offer restored the district's current advanced-imaging copay and reduced the high-deductible plan employee contribution to $541.66 per month (about $6,500 annually). "Cigna was able to do all of the things that were asked of them," Swain said, including matching the existing $350 advanced-imaging copay…