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Committee hears competing views on LD 10 58 after legislator’s denied dental claim
Summary
Representative Greenwood sponsored LD 10 58 to prohibit coordination‑of‑benefits denials in dental claims when a patient holds multiple dental policies; insurers warned the change could cause duplicate payments and higher premiums, while the Bureau of Insurance urged a complaint be filed so regulators can vet the specific case.
Representative Randy Greenwood presented LD 10 58 to the committee, asking the Legislature to bar coordination‑of‑benefits denials for dental services when a person is covered by more than one policy. Greenwood told the committee he had experienced what he described as an opaque claim denial in which a $371 specialist claim yielded $162 paid by the primary insurer, a $62 write‑off and $147 balance left to him because the secondary insurer (Delta Dental) applied a…
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