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Maine committee hears competing views on unhosted crypto wallets in LD 11 97

2850527 · April 1, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

LD 11 97 would remove provisions of the Maine Money Transmission Modernization Act that impose identification and verification obligations tied to self‑hosted (unhosted) cryptocurrency wallets.

Senator Baldacci’s office presented LD 11 97 to the committee as “an act to update the Maine Money Transmission Modernization Act by removing provisions of law regarding unhosted wallets.” The sponsor’s representative said the earlier law (LD 2,112) had included broad provisions requiring identification of owners of every self‑hosted wallet operating in the state and that those provisions exceeded national norms.

Witnesses supporting LD 11 97 included industry representatives from the Crypto Council for Innovation and Coinbase. They argued self‑hosted (unhosted) wallets — software wallets controlled by individual users rather than custodial platforms — cannot be practically regulated to the same extent as hosted wallets. Rashawn…

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