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County insurance review: self‑insured approach, vehicle strategy and property updates discussed
Summary
County insurance consultants told commissioners the shift toward a self‑insured program and improved asset inventories helped limit premium increases this year and reduce claim exposure.
Liberty County’s consultants presented an update on the county’s property and casualty insurance program and on risk‑management measures the county has taken since moving toward a self‑insured approach.
The consultant reported a relatively modest premium increase (the packet showed a 3.79 percent increase year over year) and emphasized that the county’s earlier change to a self‑insured retention program produced savings versus the previously high market rates. Staff said claims were low during the current policy…
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